The Annuity Man - About Us

I have been in the business of helping people with their savings for almost 45 years. I am an honest man who wants to help my fellow man with savings for their old age.

My philosophy is that retirement money should never be at risk. I am keenly aware that if the young man does not send money ahead to the old man, the old man will not have anything. We do not want to miss the retirement boat and have people say, "With 40 years to make it, he missed the boat". Just this year alone I have placed three million dollars in safe vehicles with an opportunity to earn much more safely than one can earn in most other investments.

George L. Faull specializes in providing planning and guidance for those who are seeking a better lifestyle in retirement. Whether you have a retirement nest egg of five million or five thousand dollars, I can help you make sure it works as hard and as smart as you did in earning and saving it.

If you’re typical, your retirement could last as long as 30 years and you simply cannot afford to make mistakes with your retirement money and run the risk of ruining your lifestyle during your leisure years. I have helped literally hundreds of individuals, at all economic levels, to enjoy a worry-free retirement knowing that their money is safeguarded, plus working hard and smart and ready for them when needed.

There is no one "best place" to put your retirement money because each individual and couple has unique requirements, different tolerances, for risk and need their money at different times. Likewise, there is no one place to keep your money that fits everyone for exactly the same reasons. In order to make sure your money is in the "best place for you", your unique circumstances must be taken into consideration. This is where I can be of service.

The two most common money mistakes made by the retirement-minded are:

a. Putting all their retirement assets in short term savings places

b. Unknowingly taking risks they can’t afford.

If you have your retirement money in highly liquid places that allow you access immediately, you’re paying a dear price for liquidity you don’t need. Not all of your retirement money will be needed at the same time; therefore you may need to space your investments so they come due when needed yet retain enough flexibility to take care of an emergency, should one arise. Far too many people have all their retirement money in the "market" and exposed to the risk of principal loss. Certainly some of your money needs to be in short-term places that give you access without penalty. Some may be able to afford the risk of the market with some of their retirement money, but too much in either place is generally a bad plan.

I CAN:

• Help you deploy your retirement money properly while meeting your liquidity needs and making sure your risk is suitable at the same time helping you strike a proper balance between the short-term and the longer-term maturities.
• Also assist you in making sure you are paying only your fair share of taxes and not one cent more.
• Coordinate the income from your retirement money, pension (if you have one), and your Social Security to assure you a worry-free retirement without fear of running out of money in your lifetime.

I am very hopeful for an opportunity to discuss your retirement plans so you can learn firsthand how we can be of benefit.

There is no cost or obligation of talking with me by phone or meeting to discuss your circumstances and your retirement plans.

If I can’t be of service, you will at least have the comfort of knowing that you have consulted with a knowledgeable professional about the most important financial decisions in your life. It is very important for you to get retirement "right" because there is no second chance.

I wish for you to understand I am not licensed to sell securities such as Mutual Funds, Stocks, and Bonds. I am not a registered Financial Planner. By law, I cannot make recommendations about Securities. I am of the conviction that Retirement should never be at risk and I do not sell products where there is "risk".

I look forward to working with you soon to help you lower your stress and worry over your retirement years.